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Fed Dot Plot Explained: How to Read the SEP

October 28, 2026August 7, 2026 by Bruno M.
Fed Dot Plot Explained: How to Read the SEP

The Fed dot plot shows where 19 policymakers think interest rates should go. Here is how to read it, what it does not say, and what the June 2026 dots signal.

Categories Market Education, Real Estate Tags fed dot plot, federal reserve, fomc, investing basics, monetary policy, summary of economic projections

Credit Spreads at 20-Year Tights as Supply Tops $1.7T

September 12, 2026August 6, 2026 by Bruno M.
Credit Spreads at 20-Year Tights as Supply Tops $1.7T

IG at 81bps, HY at 281bps, and $1.68T of corporate bonds already issued YTD — why record supply keeps meeting record demand in the credit market.

Categories Stock Market Tags bond issuance, capital markets, corporate credit spreads, credit market, high yield bonds, investment grade bonds

AppLovin Drops 19% on Q2: Ad-Tech Growth Story Cools

October 27, 2026August 6, 2026 by Bruno M.
AppLovin Drops 19% on Q2: Ad-Tech Growth Story Cools

AppLovin fell nearly 20% after Q2 2026 revenue growth slowed to 53% and Q3 guidance implied further deceleration to the mid-40s.

Categories Earnings Tags ad tech stocks, app stock, applovin, earnings season, growth stocks, stock market

Sequence of Returns Risk: Why Order Matters in Retirement

September 12, 2026August 6, 2026 by Bruno M.
Sequence of Returns Risk: Why Order Matters in Retirement

Two retirees with the same average return can end wealthy or broke — because withdrawals turn the ORDER of returns into the decisive risk. Here’s why.

Categories Market Education, Personal Finance Tags 4 percent rule, investing basics, portfolio risk, retirement planning, safe withdrawal rate, sequence of returns risk

Robinhood’s $200M RVII Fund: Retail Access to YC Startups

September 12, 2026August 6, 2026 by Bruno M.
Robinhood’s $200M RVII Fund: Retail Access to YC Startups

Robinhood filed to list RVII, a $200M NYSE-traded BDC that lets any retail investor buy exposure to Y Combinator startups. Structure, fees, and catches.

Categories Stock Market Tags business development company, capital markets, nyse ipo, private markets retail access, robinhood, y combinator

SolarEdge Plunges 30% on Q3 Guide: Residential Solar Cracks

October 27, 2026August 6, 2026 by Bruno M.
SolarEdge Plunges 30% on Q3 Guide: Residential Solar Cracks

SolarEdge fell 30% after Q3 revenue and gross-margin guidance came in below Q2, dragging Enphase, Sunrun and Canadian Solar with it. Here are the numbers.

Categories Earnings, Energy & Commodities Tags enphase energy, residential solar, sedg stock, solar stocks, solaredge earnings, stock market

How IPOs Really Work: S-1, Pricing, Greenshoe, Lockup

September 12, 2026August 6, 2026 by Bruno M.
How IPOs Really Work: S-1, Pricing, Greenshoe, Lockup

From S-1 to greenshoe to the 180-day lockup — a plain-English guide to how a company actually goes public in the U.S., with Ritter’s 1980-2025 data.

Categories Market Education Tags capital markets, greenshoe option, investing basics, ipo lockup, ipo mechanics, s-1 filing

Fed Launches Pilot Survey of $1.3T Private Credit Market

September 12, 2026August 6, 2026 by Bruno M.
Fed Launches Pilot Survey of $1.3T Private Credit Market

Dallas and NY Fed will pilot the first regular data pull on private credit after Q3, with initial findings due Q1 2027. Here’s what it will track.

Categories Stock Market Tags capital markets, dallas fed, direct lending, federal reserve, new york fed, private credit

Shopify Surges 18%: Q2 Beat With 30%+ Growth Across the Board

October 27, 2026August 5, 2026 by Bruno M.
Shopify Surges 18%: Q2 Beat With 30%+ Growth Across the Board

Shopify jumped ~18% to $145 on Q2 2026 results as GMV, revenue, gross profit, and free cash flow all grew 30%+.

Categories Earnings Tags e-commerce stocks, q2 2026 earnings, shop stock, shopify earnings, stock market

What Wall Street’s Buy, Hold, Sell Ratings Actually Mean

September 12, 2026August 5, 2026 by Bruno M.
What Wall Street’s Buy, Hold, Sell Ratings Actually Mean

Buy/Hold/Sell scales aren’t standardized. Here’s how sell-side analysts build ratings, derive price targets, and why the consensus beats any one call.

Categories Market Education Tags analyst ratings, buy hold sell, investing basics, price targets, sell-side research, wall street ratings
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