30-Year Mortgage Rates Hit 7.40% as Treasury Yields Climb
Freddie Mac’s weekly survey shows 30-year fixed mortgage rates jumped to 7.40% on October 8, 2026, driven by higher 10-year Treasury yields.
mortgage rates
Mortgage Points Explained: Discount Points, Math & Tax Rules
Learn how mortgage discount points work, calculate your exact break-even timeline, and understand IRS and CFPB rules before buying down your rate.
Mortgage Amortization: How Payments and Schedules Work
How mortgage amortization schedules work, from monthly payment math and principal reduction to 30-year vs. 15-year terms and paydown acceleration.
Adjustable-Rate Mortgages Explained: SOFR, Margin, Caps
Understand how adjustable-rate mortgages (ARMs) reset after the fixed period, including SOFR index calculation, lender margins, rate caps, and payment math.
How Adjustable-Rate Mortgages Work: Resets, Caps, and SOFR
Learn how adjustable-rate mortgages work: the SOFR reference index, lender margins, 2/2/5 cap structures, and exact reset payment math.
Lennar Falls as Q3 Profit Halves to $284M and Margins Shrink
Lennar reported Q3 2026 net income of $284 million, down 52% YoY, as 6.8% mortgage rates forced builder incentives and squeezed gross margins to 15.8%.
Homebuilder Stocks Near 52-Week Lows as 10Y Hits 4.95%
Homebuilder stocks sit near 52-week lows as the 10-year Treasury climbs to 4.95% and the 30-year mortgage hits 6.76% ahead of the September FOMC.
How Mortgage Rates Are Set: 10-Year Treasury + Spread
30-year mortgage rates aren’t tied to the Fed’s rate. They track the 10-year Treasury plus a mortgage spread. Here’s how the math works.
30-Year Treasury Crosses 5%: What It Means for Mortgages and Markets
The 30-year Treasury yield closed at 5.025% on May 4, 2026 — crossing a key threshold. Here’s what the curve’s steepest gap since 2022 signals for rates, mortgages, and capital markets.
March Home Sales Miss: What It Means for Housing Stocks
U.S. existing home sales fell 3.6% in March—far worse than the 0.7% consensus estimate. What the miss means for homebuilder stocks, REITs, and mortgage markets.