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commercial lending

Debt Service Coverage Ratio: Formula, Meaning, and Covenants

October 5, 2026 by Bruno M.

AI-generated editorial image: Commercial office building and financial documents in soft daylight

Learn how the debt service coverage ratio (DSCR) is calculated, how lenders evaluate cash flow against debt payments, and what covenant thresholds require.

Categories Market Education Tags commercial lending, credit covenants, debt service coverage ratio, dscr formula, investing basics

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