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Net Interest Margin Explained: How Banks Make Money

September 12, 2026June 15, 2026 by Bruno M.
Net Interest Margin Explained: How Banks Make Money

Net interest margin is the spread banks earn between asset yields and funding costs. Q1 2026 industry NIM hit 3.31%. Here’s how it works.

Categories Earnings, Market Education Tags bank earnings, capital markets, deposit beta, fdic quarterly banking profile, net interest margin, nim

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