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cash management

Savings Accounts vs Treasury Bills: Tax, Safety, and Liquidity

September 20, 2026September 20, 2026 by Bruno M.
AI-generated editorial image: Restrained home office desk with a closed paper folder, vintage brass desk lamp, and wooden pen in soft morning daylight.

Compare hypothetical after-tax yields, deposit coverage, Treasury backing, and access to cash using primary government sources.

Categories Banking & Finance, Bonds & Fixed Income, Market Education Tags cash management, fdic insurance, high yield savings account, investing basics, tax equivalent yield, treasury bills

Money Market Funds Explained: How They Work and Real Risks

September 12, 2026June 10, 2026 by Bruno M.
Money Market Funds Explained: How They Work and Real Risks

Money market funds hold a record $7.89 trillion. Here’s how MMFs work, what drives their yields, the 2023 SEC reforms, and where the real risks hide.

Categories Market Education Tags cash management, investing basics, money market fund yields, money market funds, rule 2a-7, treasury bills

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