Paypal Timeline

A redesigned PayPal checkout process using AI for faster, more personalized payments, including smarter recommendations and streamlined flows for consumers and merchants.

A one-click guest checkout solution that accelerates purchases without requiring a PayPal account, reducing friction and improving conversion rates for merchants (initially piloted, fully released August 6, 2024).

An AI-powered platform for merchants to create personalized promotions, discounts, and cashback offers based on consumer data and shopping behavior.

A refreshed PayPal app with AI-driven features like personalized insights, smart receipts (predictive offers based on past purchases), and CashPass (curated cashback deals from multiple merchants).

Allows eligible U.S. users to convert PayPal USD (PYUSD) stablecoin to USD to fund international transfers via Xoom, with no transaction fees for sending money abroad.

Expansion of PayPal’s stablecoin PYUSD to the Solana network for faster, lower-cost transactions, enabling better commerce use cases alongside Ethereum.

Enables seamless movement of PYUSD between Ethereum and Solana blockchains, providing users with more flexibility and frictionless transfers.

A new in-app feature for users to easily collect and manage shared funds with friends/family for group expenses like gifts, travel, or events.

Integration allowing instant conversions between PYUSD and Ondo’s tokenized U.S. Treasuries (OUSG), enhancing liquidity for real-world asset (RWA) investments.

Launch of PayPal’s advertising platform in the UK, enabling merchants to run targeted ads based on shopping data to drive sales and engagement.

Added support for buying, holding, selling, and transferring LINK and SOL tokens directly in PayPal and Venmo wallets for U.S. users.

New hub to support cross-border growth, AI innovations, smart wallets, and digital experiences in the Middle East and Africa (MEA) region.

A new physical Mastercard-linked card for PayPal Credit users, usable anywhere Mastercard is accepted, with promotional financing options for travel purchases.

Partnership with Selfbook and Perplexity AI for one-chat search, booking, and payment of hotels, with exclusive rates via PayPal/Venmo and BNPL options.

U.S. users can earn rewards on PYUSD holdings in PayPal wallets, with a waitlist for early access to incentivize stablecoin usage.

Collaborations with Big Ten and Big 12 conferences to enable secure payments to student-athletes, plus campus integrations for tuition, spending, and more via PayPal/Venmo.

Integration with major global payment systems (e.g., Mercado Pago, NPCI, Tenpay) for seamless cross-border payments, shopping, and transfers between PayPal and Venmo.

Full integration of PayPal’s payment solutions into Wix, providing merchants with a unified dashboard for transactions, reports, and payouts.

New checkout option allowing merchants to accept 100+ cryptocurrencies from eligible wallets, reducing international fees by up to 90% and providing instant fund access.

A new hub in the PayPal app to manage subscriptions, update payments, and access exclusive offers, including free Perplexity Pro AI and early Comet browser access (with Venmo).

Personalized links for sending/receiving money via text, email, or DM, with upcoming crypto support (e.g., Bitcoin, Ethereum, PYUSD) across PayPal, Venmo, and wallets.

Deep integration of PayPal’s payments and agentic commerce tools into Google’s platforms, enabling billions of users to shop, pay, and interact seamlessly.

Funding for innovation, entrepreneurs, and startups in the Middle East and Africa, including new deals and expansion via the Dubai hub.

PYUSD deployed on Stellar for low-cost cross-border payments; integrations with LayerZero for multi-chain distribution (e.g., Aptos, Sei, Tron); investment in Stable for permissionless PYUSD version.

Integration of AI into Honey for smarter deal-finding, even with AI recommendations, to help users shop faster and save more during holidays.

Partnership enabling Ooredoo’s nearly 2 billion users to send money, shop online/in-store, and use AI agents cross-border via PayPal’s global network.

Collaboration for faster, more transparent payments for merchants and marketplaces worldwide, reducing costs and improving global trade efficiency.

Limited-time 5% cash back on Buy Now, Pay Later purchases (in-store/online); introduction of Pay Monthly for in-store flexible payments.

A tool for small businesses to create and sell ads on their sites, accessing high-margin retail media revenue previously limited to large brands (launching early 2026).